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LOGISTIC REGRESSION AND GENETIC ALGORITHMS APPLIED TO CREDIT RISK ANALYSIS

Gouvêa, Maria Aparecida; Gonçalves, Eric Bacconi; Nassif Mantovani, Daielly Melina

The taking of decisions of credit concession is based basically on the evaluation of the insolvency risk of potential contractors of credit products. With the technological advance, statistical models have been developed to support the analysis of credit requests, which was many times carried through qualitatively some decades ago. The goal of this study is to present the use of logistic regression and genetic ...

Date: 2012   |   Origin: Oasisbr
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