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What do children with above-average abilities understand about financial literacy?

Santos, Eulália; Tavares, Fernando Oliveira; Maurício, Cátia

Metaphors help to simplify complex concepts, making them more accessible and understandable for children. Children can build a more concrete understanding of these concepts by associating abstract financial ideas with familiar situations or objects. The present study aims to explore what children with above-average abilities understand by financial literacy, using words and images as tools of expression. During...


Teleworking in Portuguese communities during the COVID-19 pandemic

Tavares, Fernando Oliveira; Santos, Eulália; Diogo, Ana; Ratten, Vanessa

Human beings spend about a third of their day working, so it is very important that they are integrated into a good community work environment. When the setting is teleworking in a family and housing context, it is important to keep a good environment and also a good physical, psychological and ergonomic aspects to attain job performance. The purpose of this paper is to characterize teleworking carried out in P...


What Do Children with Above-Average Abilities Understand About Financial Literacy?

Santos, Eulália; Tavares, Fernando Oliveira; Maurício, Cátia

Metaphors help to simplify complex concepts, making them more accessible and understandable for children. Children can build a more concrete understanding of these concepts by associating abstract financial ideas with familiar situations or objects. The present study aims to explore what children with above-average abilities understand by financial literacy, using words and images as tools of expression. During...

Date: 2025   |   Origin: IC-online

Special Issue “Financial Analysis, Corporate Finance and Risk Management”

Santos, Eulália; Oliveira, Margarida Freitas

In an era of rapid economic transformation, evolving regulatory landscapes, and technological advancements, the need for robust financial analytics, effective corporate financial strategies, and risk management frameworks has never been more critical [...]

Date: 2025   |   Origin: IC-online

Financial literacy perception scale for the Portuguese population

Tavares, Fernando Oliveira; Santos, Eulália

This study aims to propose and validate a financial literacy perception scale for the Portuguese population. The utilized methodology was quantitative, based on a two-part questionnaire survey. The first part studies the sociodemographic profile and the second part evaluates the respondent's perception of financial literacy. The sample consisted of 830 Portuguese individuals, over 18 years old. The main results...


The Perception and Knowledge of Financial Risk of the Portuguese

Tavares, Fernando Oliveira; Santos, Eulália; Tavares, Vasco; Ratten, Vanessa

This study will help academics, researchers, and professionals to better understand how the Portuguese population perceives financial risk. Thus, the main objective of this study is to analyse and compare the perception and knowledge of financial risk by the Portuguese. The methodology used is quantitative, and the measurement instrument consists of three parts: financial risk perception, financial risk knowled...


Touristic preferences of hostel guests during COVID-19 times: The case of Oporto

Tavares, Fernando Oliveira; Condurú, Olavo; Santos, Eulália; Tavares, Vasco

The hostel market urgently needs to reinvent itself and define strategies to increase its revenue, providing safety to its guests during the COVID-19 pandemic. In the trip's planning, the results show that individuals attribute high levels of importance to cuisine, local wines and to meeting new people. The social networks of the different places to visit are the least utilized means to plan what to do during t...


The level of knowledge of financial literacy and risk of the Portuguese

Santos, Eulália; Tavares, Fernando Oliveira

The themes of financial literacy and financial risk have been the subject of systematic study in recent decades, as inescapable variables that characterize the individual‘s financial performance, and it also emerges as a factor for maintaining social well-being. The purpose of the present study is to study the level of knowledge of literacy and financial risk of the Portuguese and to ascertain whether sociodemo...


A Influência da Imagem dos Produtos no Valor das Marcas Lameirinho

Santos, Eulália; Monteiro, Cláudia; Tavares, Fernando Oliveira

A competitividade que as empresas enfrentam nos dias de hoje é uma batalha constante para a sua sobrevivência, sendo ainda mais, em tempos de crise. As marcas são muito importantes do ponto de vista do desenvolvimento da gestão de qualquer empresa. As marcas aproximam pessoas e as pessoas revêem-se nas marcas. No presente estudo pretende-se estudar o valor das marcas da empresa Lameirinho e analisar se a imagem...


An analysis of the experiences based on experimental marketing: Pandemic COVID-...

Tavares, Fernando Oliveira; Santos, Eulália; Diogo, Ana; Ratten, Vanessa

Purpose The purpose of this article is to analyze the experiences experienced during the COVID-19 pandemic quarantine, based on an experimental marketing perspective and to validate a scale of experiences for the quarantine context. Design/methodology/approach The life of a human being is a sum of the experiences that occur in their daily life, from experiences at home, to experiences at work, shopping, holiday...


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