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A judgment-based risk assessment framework for consumer loans

Ferreira, Fernando A. F.; Meidutė-Kavaliauskienė, Ieva; Zavadskas, Edmundas K.; Jalali, Marjan S.; Catarino, Sandra M. J.

Credit to personal consumption is an important activity of the financial system and crucial to the socioeconomic development of a country. It is important, therefore, that the methods and techniques used to evaluate consumer credit risk be as efficient and informative as possible, in order to strengthen decisions to approve or reject credit and promote sustainable economic growth. This study aims to create a mu...


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