Publicação
Determinants of digital wallet in pakistan using doi model: an exploratory research
| Resumo: | The current study was designed to identify the determinants of digital wallets usages in Pakistan using DOI Model. This is a descriptive and exploratory research using mostly primary quantitative data. Both primary and secondary data is collected to answer the research questions. Primary data was collected through a survey by questionnaire survey based on DOI model that has been explained theoretically in the literature review section. The questionnaire was based on the factors determined in the model that test variables like adoptability, trialability, relative advantage, compatibility, complexity, observability and perceived risk associated with the technology. The sample consist of both young and middle age people either employed in government sector, private job or in a business. The study results indicated that factors like relative advantage, compatibility, complexity and perceived risk are the most important determinants of e-wallets in Pakistan. People do not find E-Wallets compatible with their lifestyle and consider the procedures confusing and complex. The percentage of perceived risk is also found to be very high as people believe that their personal and financial information is not safe with these applications. The discussion reveals that despite of these determinants there is potential of growth for digital payment systems in developing countries. People are slowly and gradually becoming aware of the benefits associated with digital payment systems. The study results are particularly important for e- wallet service providers in developing countries as they can use these results to devise their business and market strategy accordingly. The study also provided some recommendations that can be used as key points while promoting E-Wallet services. |
|---|---|
| Autores principais: | Atiqa, Sameen |
| Assunto: | Digitalization E-Wallets DOI Model Determinants of E-wallets |
| Ano: | 2023 |
| País: | Portugal |
| Tipo de documento: | dissertação de mestrado |
| Tipo de acesso: | acesso aberto |
| Instituição associada: | Instituto Politécnico de Bragança |
| Idioma: | inglês |
| Origem: | Biblioteca Digital do IPB |
| _version_ | 1867172977957666816 |
|---|---|
| author | Atiqa, Sameen |
| author_facet | Atiqa, Sameen |
| author_role | author |
| contributor_name_str_mv | Monte, Ana Paula Biblioteca Digital do IPB |
| country_str | PT |
| creators_json_txt | [{\"Person.name\":\"Atiqa, Sameen\"}] |
| datacite.contributors.contributor.contributorName.fl_str_mv | Monte, Ana Paula Biblioteca Digital do IPB |
| datacite.creators.creator.creatorName.fl_str_mv | Atiqa, Sameen |
| datacite.date.Accepted.fl_str_mv | 2023-01-01T00:00:00Z |
| datacite.date.available.fl_str_mv | 2024-01-22T11:51:45Z |
| datacite.date.embargoed.fl_str_mv | 2024-01-22T11:51:45Z |
| datacite.rights.fl_str_mv | http://purl.org/coar/access_right/c_abf2 |
| datacite.subjects.subject.fl_str_mv | Digitalization E-Wallets DOI Model Determinants of E-wallets |
| datacite.titles.title.fl_str_mv | Determinants of digital wallet in pakistan using doi model: an exploratory research |
| dc.contributor.none.fl_str_mv | Monte, Ana Paula Biblioteca Digital do IPB |
| dc.creator.none.fl_str_mv | Atiqa, Sameen |
| dc.date.Accepted.fl_str_mv | 2023-01-01T00:00:00Z |
| dc.date.available.fl_str_mv | 2024-01-22T11:51:45Z |
| dc.date.embargoed.fl_str_mv | 2024-01-22T11:51:45Z |
| dc.format.none.fl_str_mv | application/pdf |
| dc.identifier.none.fl_str_mv | http://hdl.handle.net/10198/29281 |
| dc.language.none.fl_str_mv | eng |
| dc.rights.cclincense.fl_str_mv | http://creativecommons.org/licenses/by-nc/4.0/ |
| dc.rights.none.fl_str_mv | http://purl.org/coar/access_right/c_abf2 |
| dc.subject.none.fl_str_mv | Digitalization E-Wallets DOI Model Determinants of E-wallets |
| dc.title.fl_str_mv | Determinants of digital wallet in pakistan using doi model: an exploratory research |
| dc.type.none.fl_str_mv | http://purl.org/coar/resource_type/c_bdcc |
| description | The current study was designed to identify the determinants of digital wallets usages in Pakistan using DOI Model. This is a descriptive and exploratory research using mostly primary quantitative data. Both primary and secondary data is collected to answer the research questions. Primary data was collected through a survey by questionnaire survey based on DOI model that has been explained theoretically in the literature review section. The questionnaire was based on the factors determined in the model that test variables like adoptability, trialability, relative advantage, compatibility, complexity, observability and perceived risk associated with the technology. The sample consist of both young and middle age people either employed in government sector, private job or in a business. The study results indicated that factors like relative advantage, compatibility, complexity and perceived risk are the most important determinants of e-wallets in Pakistan. People do not find E-Wallets compatible with their lifestyle and consider the procedures confusing and complex. The percentage of perceived risk is also found to be very high as people believe that their personal and financial information is not safe with these applications. The discussion reveals that despite of these determinants there is potential of growth for digital payment systems in developing countries. People are slowly and gradually becoming aware of the benefits associated with digital payment systems. The study results are particularly important for e- wallet service providers in developing countries as they can use these results to devise their business and market strategy accordingly. The study also provided some recommendations that can be used as key points while promoting E-Wallet services. |
| dirty | 0 |
| eu_rights_str_mv | openAccess |
| format | masterThesis |
| fulltext.url.fl_str_mv | https://bibliotecadigital.ipb.pt/bitstreams/4086f104-4de8-44f1-8270-0a4f5719bccb/download |
| id | ipb_56ceb16446eef58bd2cf25c0a0779d64 |
| identifier.url.fl_str_mv | http://hdl.handle.net/10198/29281 |
| instacron_str | ipb |
| institution | Instituto Politécnico de Bragança |
| instname_str | Instituto Politécnico de Bragança |
| language | eng |
| network_acronym_str | ipb |
| network_name_str | Biblioteca Digital do IPB |
| oai_identifier_str | oai:bibliotecadigital.ipb.pt:10198/29281 |
| organization_str_mv | urn:organizationAcronym:ipb |
| person_str_mv | Atiqa, Sameen |
| publishDate | 2023 |
| reponame_str | Biblioteca Digital do IPB |
| repository_id_str | urn:repositoryAcronym:ipb |
| service_str_mv | urn:repositoryAcronym:ipb |
| spelling | engpt_PTThe current study was designed to identify the determinants of digital wallets usages in Pakistan using DOI Model. This is a descriptive and exploratory research using mostly primary quantitative data. Both primary and secondary data is collected to answer the research questions. Primary data was collected through a survey by questionnaire survey based on DOI model that has been explained theoretically in the literature review section. The questionnaire was based on the factors determined in the model that test variables like adoptability, trialability, relative advantage, compatibility, complexity, observability and perceived risk associated with the technology. The sample consist of both young and middle age people either employed in government sector, private job or in a business. The study results indicated that factors like relative advantage, compatibility, complexity and perceived risk are the most important determinants of e-wallets in Pakistan. People do not find E-Wallets compatible with their lifestyle and consider the procedures confusing and complex. The percentage of perceived risk is also found to be very high as people believe that their personal and financial information is not safe with these applications. The discussion reveals that despite of these determinants there is potential of growth for digital payment systems in developing countries. People are slowly and gradually becoming aware of the benefits associated with digital payment systems. The study results are particularly important for e- wallet service providers in developing countries as they can use these results to devise their business and market strategy accordingly. The study also provided some recommendations that can be used as key points while promoting E-Wallet services.application/pdfpt_PTDeterminants of digital wallet in pakistan using doi model: an exploratory researchAtiqa, SameenMonte, Ana PaulaHostingInstitutionOrganizationalBiblioteca Digital do IPBe-mailmailto:dspace@ipb.ptdspace@ipb.ptURNurn:tid:2034752242024-01-22T11:51:45Z20232023-01-01T00:00:00ZHandlehttp://hdl.handle.net/10198/29281http://purl.org/coar/access_right/c_abf2open accessDigitalizationE-WalletsDOI ModelDeterminants of E-wallets721708 bytesliteraturehttp://purl.org/coar/resource_type/c_bdccmaster thesis2023http://creativecommons.org/licenses/by-nc/4.0/http://purl.org/coar/access_right/c_abf2application/pdffulltexthttps://bibliotecadigital.ipb.pt/bitstreams/4086f104-4de8-44f1-8270-0a4f5719bccb/download |
| spellingShingle | Determinants of digital wallet in pakistan using doi model: an exploratory research Atiqa, Sameen Digitalization E-Wallets DOI Model Determinants of E-wallets |
| status | SINGLETON |
| subject.fl_str_mv | Digitalization E-Wallets DOI Model Determinants of E-wallets |
| title | Determinants of digital wallet in pakistan using doi model: an exploratory research |
| title_full | Determinants of digital wallet in pakistan using doi model: an exploratory research |
| title_fullStr | Determinants of digital wallet in pakistan using doi model: an exploratory research |
| title_full_unstemmed | Determinants of digital wallet in pakistan using doi model: an exploratory research |
| title_short | Determinants of digital wallet in pakistan using doi model: an exploratory research |
| title_sort | Determinants of digital wallet in pakistan using doi model: an exploratory research |
| topic | Digitalization E-Wallets DOI Model Determinants of E-wallets |
| topic_facet | Digitalization E-Wallets DOI Model Determinants of E-wallets |
| url | http://hdl.handle.net/10198/29281 |
| visible | 1 |