Publicação
Financial literacy level of Polytechnic Higher Education students in North of Portugal
| Resumo: | This paper intends to determine the level of financial literacy of students of polytechnic students of the Association of North region Polytechnics (Associação de Politécnicos do Norte - APNOR) in the different scientific areas. It also intends to verify if exist differences among the students between schools. For this purpose, a survey by questionnaire is used as data collection method, within students enrolled in the APNOR network as target population. The questionnaire consists of questions of financial inclusion and account management, expenditure planning and savings, choice and knowledge of information sources, as well as the characterization of the respondent. A sample of 1405 valid surveys were considered. The overall financial literacy rate is medium low (average 44.25%; standard deviation 9.26%). Students in the Economics, Management and Accounting area have an average ILFG higher than other enrolled in other areas. The students in Educational Sciences and Teacher Education and Architecture, Fine Arts and Design areas have the lowest ILFG. The vast majority of students showed very low levels when analyzing the ILF by the dimension related to knowledge of information (group 3). These results lead us to realize that the polytechnic institutes should promote further training to improve these transversal skills in their students. |
|---|---|
| Autores principais: | Vieira, Cláudia |
| Outros Autores: | Monte, Ana Paula |
| Assunto: | Financial literacyl Higher education Financial knowledge North of Portugal Literacia financeira Ensino Superior Conhecimento financeiro Norte de Portugal |
| Ano: | 2021 |
| País: | Portugal |
| Tipo de documento: | comunicação em conferência |
| Tipo de acesso: | acesso aberto |
| Instituição associada: | Instituto Politécnico de Bragança |
| Idioma: | português |
| Origem: | Biblioteca Digital do IPB |
| _version_ | 1867172680621359104 |
|---|---|
| author | Vieira, Cláudia |
| author2 | Monte, Ana Paula |
| author2_role | author |
| author_facet | Vieira, Cláudia Monte, Ana Paula |
| author_role | author |
| contributor_name_str_mv | Biblioteca Digital do IPB |
| country_str | PT |
| creators_json_txt | [{\"Person.name\":\"Vieira, Cláudia\"},{\"Person.name\":\"Monte, Ana Paula\",\"Person.identifier.orcid\":\"0000-0001-9936-0142\"}] |
| datacite.contributors.contributor.contributorName.fl_str_mv | Biblioteca Digital do IPB |
| datacite.creators.creator.creatorName.fl_str_mv | Vieira, Cláudia Monte, Ana Paula |
| datacite.date.Accepted.fl_str_mv | 2021-01-01T00:00:00Z |
| datacite.date.available.fl_str_mv | 2022-02-16T11:44:13Z |
| datacite.date.embargoed.fl_str_mv | 2022-02-16T11:44:13Z |
| datacite.rights.fl_str_mv | http://purl.org/coar/access_right/c_abf2 |
| datacite.subjects.subject.fl_str_mv | Financial literacyl Higher education Financial knowledge North of Portugal Literacia financeira Ensino Superior Conhecimento financeiro Norte de Portugal |
| datacite.titles.title.fl_str_mv | Financial literacy level of Polytechnic Higher Education students in North of Portugal |
| dc.contributor.none.fl_str_mv | Biblioteca Digital do IPB |
| dc.creator.none.fl_str_mv | Vieira, Cláudia Monte, Ana Paula |
| dc.date.Accepted.fl_str_mv | 2021-01-01T00:00:00Z |
| dc.date.available.fl_str_mv | 2022-02-16T11:44:13Z |
| dc.date.embargoed.fl_str_mv | 2022-02-16T11:44:13Z |
| dc.format.none.fl_str_mv | application/pdf |
| dc.identifier.none.fl_str_mv | http://hdl.handle.net/10198/25068 |
| dc.language.none.fl_str_mv | por |
| dc.rights.cclincense.fl_str_mv | http://creativecommons.org/licenses/by/4.0/ |
| dc.rights.none.fl_str_mv | http://purl.org/coar/access_right/c_abf2 |
| dc.subject.none.fl_str_mv | Financial literacyl Higher education Financial knowledge North of Portugal Literacia financeira Ensino Superior Conhecimento financeiro Norte de Portugal |
| dc.title.fl_str_mv | Financial literacy level of Polytechnic Higher Education students in North of Portugal |
| dc.type.none.fl_str_mv | http://purl.org/coar/resource_type/c_5794 |
| description | This paper intends to determine the level of financial literacy of students of polytechnic students of the Association of North region Polytechnics (Associação de Politécnicos do Norte - APNOR) in the different scientific areas. It also intends to verify if exist differences among the students between schools. For this purpose, a survey by questionnaire is used as data collection method, within students enrolled in the APNOR network as target population. The questionnaire consists of questions of financial inclusion and account management, expenditure planning and savings, choice and knowledge of information sources, as well as the characterization of the respondent. A sample of 1405 valid surveys were considered. The overall financial literacy rate is medium low (average 44.25%; standard deviation 9.26%). Students in the Economics, Management and Accounting area have an average ILFG higher than other enrolled in other areas. The students in Educational Sciences and Teacher Education and Architecture, Fine Arts and Design areas have the lowest ILFG. The vast majority of students showed very low levels when analyzing the ILF by the dimension related to knowledge of information (group 3). These results lead us to realize that the polytechnic institutes should promote further training to improve these transversal skills in their students. |
| dirty | 0 |
| eu_rights_str_mv | openAccess |
| format | conferencePaper |
| fulltext.url.fl_str_mv | https://bibliotecadigital.ipb.pt/bitstreams/c4e80058-8406-4030-9bd5-4d6b9f534c35/download |
| id | ipb_5cd964d9a71fc475e0179ec79d0b2c61 |
| identifier.url.fl_str_mv | http://hdl.handle.net/10198/25068 |
| instacron_str | ipb |
| institution | Instituto Politécnico de Bragança |
| instname_str | Instituto Politécnico de Bragança |
| language | por |
| network_acronym_str | ipb |
| network_name_str | Biblioteca Digital do IPB |
| oai_identifier_str | oai:bibliotecadigital.ipb.pt:10198/25068 |
| organization_str_mv | urn:organizationAcronym:ipb |
| person_str_mv | Vieira, Cláudia Monte, Ana Paula Monte, Ana Paula https://www.ciencia-id.pt/531F-8D14-F89E 531F-8D14-F89E http://orcid.org/0000-0001-9936-0142 0000-0001-9936-0142 |
| publishDate | 2021 |
| reponame_str | Biblioteca Digital do IPB |
| repository_id_str | urn:repositoryAcronym:ipb |
| service_str_mv | urn:repositoryAcronym:ipb |
| spelling | porpt_PTThis paper intends to determine the level of financial literacy of students of polytechnic students of the Association of North region Polytechnics (Associação de Politécnicos do Norte - APNOR) in the different scientific areas. It also intends to verify if exist differences among the students between schools. For this purpose, a survey by questionnaire is used as data collection method, within students enrolled in the APNOR network as target population. The questionnaire consists of questions of financial inclusion and account management, expenditure planning and savings, choice and knowledge of information sources, as well as the characterization of the respondent. A sample of 1405 valid surveys were considered. The overall financial literacy rate is medium low (average 44.25%; standard deviation 9.26%). Students in the Economics, Management and Accounting area have an average ILFG higher than other enrolled in other areas. The students in Educational Sciences and Teacher Education and Architecture, Fine Arts and Design areas have the lowest ILFG. The vast majority of students showed very low levels when analyzing the ILF by the dimension related to knowledge of information (group 3). These results lead us to realize that the polytechnic institutes should promote further training to improve these transversal skills in their students.application/pdfpt_PTFinancial literacy level of Polytechnic Higher Education students in North of PortugalVieira, CláudiaPersonalMonte, Ana PaulaDSpacehttp://dspace.org/items/1ac2a8f5-4d37-4913-bd74-e6a0a7206521DSpacehttp://dspace.org/items/1ac2a8f5-4d37-4913-bd74-e6a0a7206521MonteAna PaulaCiência IDhttps://www.ciencia-id.pt531F-8D14-F89EORCIDhttp://orcid.org0000-0001-9936-0142Researcher IDhttps://www.researcherid.comF-7469-2012Researcher IDhttps://www.researcherid.comF-7469-2012Scopus Author IDhttps://www.scopus.com57202852398Scopus Author IDhttps://www.scopus.com57200860555Scopus Author IDhttps://www.scopus.com57213633836HostingInstitutionOrganizationalBiblioteca Digital do IPBe-mailmailto:dspace@ipb.ptdspace@ipb.ptISSNIsPartOf978-989-8806-44-42022-02-16T11:44:13Z20212021-01-01T00:00:00ZHandlehttp://hdl.handle.net/10198/25068http://purl.org/coar/access_right/c_abf2open accessFinancial literacylHigher educationFinancial knowledgeNorth of PortugalLiteracia financeiraEnsino SuperiorConhecimento financeiroNorte de Portugal739301 bytesother research producthttp://purl.org/coar/resource_type/c_5794conference paper2021http://creativecommons.org/licenses/by/4.0/http://purl.org/coar/access_right/c_abf2application/pdffulltexthttps://bibliotecadigital.ipb.pt/bitstreams/c4e80058-8406-4030-9bd5-4d6b9f534c35/downloadCongresso Internacional sobre Literacias no Século XXI (ICCL2021) / International Congress on 21st Century Literacies (ICCL2021)205213Instituto Politécnico de Portalegre, Portugal |
| spellingShingle | Financial literacy level of Polytechnic Higher Education students in North of Portugal Vieira, Cláudia Financial literacyl Higher education Financial knowledge North of Portugal Literacia financeira Ensino Superior Conhecimento financeiro Norte de Portugal |
| status | SINGLETON |
| subject.fl_str_mv | Financial literacyl Higher education Financial knowledge North of Portugal Literacia financeira Ensino Superior Conhecimento financeiro Norte de Portugal |
| title | Financial literacy level of Polytechnic Higher Education students in North of Portugal |
| title_full | Financial literacy level of Polytechnic Higher Education students in North of Portugal |
| title_fullStr | Financial literacy level of Polytechnic Higher Education students in North of Portugal |
| title_full_unstemmed | Financial literacy level of Polytechnic Higher Education students in North of Portugal |
| title_short | Financial literacy level of Polytechnic Higher Education students in North of Portugal |
| title_sort | Financial literacy level of Polytechnic Higher Education students in North of Portugal |
| topic | Financial literacyl Higher education Financial knowledge North of Portugal Literacia financeira Ensino Superior Conhecimento financeiro Norte de Portugal |
| topic_facet | Financial literacyl Higher education Financial knowledge North of Portugal Literacia financeira Ensino Superior Conhecimento financeiro Norte de Portugal |
| url | http://hdl.handle.net/10198/25068 |
| visible | 1 |