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Economic literacy: a cross-sectional research in Portuguese undergraduate students.

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Resumo:Knowledge about the economy and its functioning is fundamental to make informed decisions within the various roles that each individual plays in society, as consumer, seller, producer, investor, worker, and citizen. Economic literacy also has long-term consequences on the stability of the economy as a whole. In Portugal, in the last quarter of 2017, 76.8% of the insolvency judgments decreed by the courts concerned cases involving private individuals. In the third quarter of 2007, compared to the third quarter of 2017, the weight of insolvency of private individuals in the total number of cases almost tripled, from 21.2% to 76.8%. The objectives of this research are: to evaluate undergraduate students' knowledge on economics and to analyze their ability to understand basic economic concepts. To collect the data, it was applied a questionnaire that included socioeconomic variables and the Economic Literacy Test (ELT) developed by the National Council on Economic Education. This test includes twenty questions of multiple choice about basic economic concepts and allows to evaluate the literacy of students and adults in four issues, namely consumer economics, production economics, financial economics, government's economic role, and international trade. The ELT was applied to all students enrolled in the General Economics Principles (GEP) curricular unit, which were present in the first class, in the second half of September 2017, in the context of the Languages for International Relations degree, of a public higher education institution, located in the northern interior of Portugal. Of the 95 students enrolled in GEP, 70 completed the questionnaire obtaining a response rate of 73.7%. Students were, mainly, female (62.9%), with a mean age of 19.75 years old (SD = 2.31), 20% had previous training in economics during secondary education and 14.3% have already attend GEP without success. The level of knowledge was on average 12.46 (SD = 2.783) out of 20. The distribution of students by level of knowledge was as follows: poor (14.3%); fair (44.3%) good (40%) and very good (1.4%). Previous training in economics during secondary education (p = 0.438) or in GEP (p = 0.218) revealed not to be a differentiator factor of the knowledge level. Students had a fair level of knowledge on economic. They performed better on microeconomic issues related by consumer behaviour. They performed worse on macroeconomic issues, in matters related to the government role and inflation.
Autores principais:Ribeiro, Maria Isabel
Outros Autores:Fernandes, António
Assunto:Economic literacy Undergraduate students Economic literacy test General economics principles
Ano:2018
País:Portugal
Tipo de documento:comunicação em conferência
Tipo de acesso:acesso restrito
Instituição associada:Instituto Politécnico de Bragança
Idioma:inglês
Origem:Biblioteca Digital do IPB
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author Ribeiro, Maria Isabel
author2 Fernandes, António
author2_role author
author_facet Ribeiro, Maria Isabel
Fernandes, António
author_role author
contributor_name_str_mv Biblioteca Digital do IPB
country_str PT
creators_json_str [{\"Person.name\":\"Ribeiro, Maria Isabel\",\"Person.identifier.orcid\":\"0000-0002-5425-006X\"},{\"Person.name\":\"Fernandes, António\",\"Person.identifier.orcid\":\"0000-0002-9971-4796\"}]
datacite.contributors.contributor.contributorName.fl_str_mv Biblioteca Digital do IPB
datacite.creators.creator.creatorName.fl_str_mv Ribeiro, Maria Isabel
Fernandes, António
datacite.date.Accepted.fl_str_mv 2018-01-01T00:00:00Z
datacite.date.available.fl_str_mv 2019-02-11T09:40:08Z
datacite.date.embargoed.fl_str_mv 2019-02-11T09:40:08Z
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datacite.subjects.subject.fl_str_mv Economic literacy
Undergraduate students
Economic literacy test
General economics principles
datacite.titles.title.fl_str_mv Economic literacy: a cross-sectional research in Portuguese undergraduate students.
dc.contributor.none.fl_str_mv Biblioteca Digital do IPB
dc.creator.none.fl_str_mv Ribeiro, Maria Isabel
Fernandes, António
dc.date.Accepted.fl_str_mv 2018-01-01T00:00:00Z
dc.date.available.fl_str_mv 2019-02-11T09:40:08Z
dc.date.embargoed.fl_str_mv 2019-02-11T09:40:08Z
dc.format.none.fl_str_mv application/pdf
dc.identifier.none.fl_str_mv http://hdl.handle.net/10198/18821
dc.language.none.fl_str_mv eng
dc.rights.cclincense.fl_str_mv http://creativecommons.org/licenses/by/4.0/
dc.rights.none.fl_str_mv http://purl.org/coar/access_right/c_16ec
dc.subject.none.fl_str_mv Economic literacy
Undergraduate students
Economic literacy test
General economics principles
dc.title.fl_str_mv Economic literacy: a cross-sectional research in Portuguese undergraduate students.
dc.type.none.fl_str_mv http://purl.org/coar/resource_type/c_5794
description Knowledge about the economy and its functioning is fundamental to make informed decisions within the various roles that each individual plays in society, as consumer, seller, producer, investor, worker, and citizen. Economic literacy also has long-term consequences on the stability of the economy as a whole. In Portugal, in the last quarter of 2017, 76.8% of the insolvency judgments decreed by the courts concerned cases involving private individuals. In the third quarter of 2007, compared to the third quarter of 2017, the weight of insolvency of private individuals in the total number of cases almost tripled, from 21.2% to 76.8%. The objectives of this research are: to evaluate undergraduate students' knowledge on economics and to analyze their ability to understand basic economic concepts. To collect the data, it was applied a questionnaire that included socioeconomic variables and the Economic Literacy Test (ELT) developed by the National Council on Economic Education. This test includes twenty questions of multiple choice about basic economic concepts and allows to evaluate the literacy of students and adults in four issues, namely consumer economics, production economics, financial economics, government's economic role, and international trade. The ELT was applied to all students enrolled in the General Economics Principles (GEP) curricular unit, which were present in the first class, in the second half of September 2017, in the context of the Languages for International Relations degree, of a public higher education institution, located in the northern interior of Portugal. Of the 95 students enrolled in GEP, 70 completed the questionnaire obtaining a response rate of 73.7%. Students were, mainly, female (62.9%), with a mean age of 19.75 years old (SD = 2.31), 20% had previous training in economics during secondary education and 14.3% have already attend GEP without success. The level of knowledge was on average 12.46 (SD = 2.783) out of 20. The distribution of students by level of knowledge was as follows: poor (14.3%); fair (44.3%) good (40%) and very good (1.4%). Previous training in economics during secondary education (p = 0.438) or in GEP (p = 0.218) revealed not to be a differentiator factor of the knowledge level. Students had a fair level of knowledge on economic. They performed better on microeconomic issues related by consumer behaviour. They performed worse on macroeconomic issues, in matters related to the government role and inflation.
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spelling engpt_PTKnowledge about the economy and its functioning is fundamental to make informed decisions within the various roles that each individual plays in society, as consumer, seller, producer, investor, worker, and citizen. Economic literacy also has long-term consequences on the stability of the economy as a whole. In Portugal, in the last quarter of 2017, 76.8% of the insolvency judgments decreed by the courts concerned cases involving private individuals. In the third quarter of 2007, compared to the third quarter of 2017, the weight of insolvency of private individuals in the total number of cases almost tripled, from 21.2% to 76.8%. The objectives of this research are: to evaluate undergraduate students' knowledge on economics and to analyze their ability to understand basic economic concepts. To collect the data, it was applied a questionnaire that included socioeconomic variables and the Economic Literacy Test (ELT) developed by the National Council on Economic Education. This test includes twenty questions of multiple choice about basic economic concepts and allows to evaluate the literacy of students and adults in four issues, namely consumer economics, production economics, financial economics, government's economic role, and international trade. The ELT was applied to all students enrolled in the General Economics Principles (GEP) curricular unit, which were present in the first class, in the second half of September 2017, in the context of the Languages for International Relations degree, of a public higher education institution, located in the northern interior of Portugal. Of the 95 students enrolled in GEP, 70 completed the questionnaire obtaining a response rate of 73.7%. Students were, mainly, female (62.9%), with a mean age of 19.75 years old (SD = 2.31), 20% had previous training in economics during secondary education and 14.3% have already attend GEP without success. The level of knowledge was on average 12.46 (SD = 2.783) out of 20. The distribution of students by level of knowledge was as follows: poor (14.3%); fair (44.3%) good (40%) and very good (1.4%). Previous training in economics during secondary education (p = 0.438) or in GEP (p = 0.218) revealed not to be a differentiator factor of the knowledge level. Students had a fair level of knowledge on economic. They performed better on microeconomic issues related by consumer behaviour. They performed worse on macroeconomic issues, in matters related to the government role and inflation.application/pdfpt_PTEconomic literacy: a cross-sectional research in Portuguese undergraduate students.PersonalRibeiro, Maria IsabelDSpacehttp://dspace.org/items/cff96812-d440-40dc-b44f-998d48894fd0DSpacehttp://dspace.org/items/cff96812-d440-40dc-b44f-998d48894fd0RibeiroMaria IsabelCiência IDhttps://www.ciencia-id.pt8D1B-9409-7921ORCIDhttp://orcid.org0000-0002-5425-006XScopus Author IDhttps://www.scopus.com58492545800PersonalFernandes, AntónioDSpacehttp://dspace.org/items/57537474-8c6d-4d45-99cc-5510c93e59ccDSpacehttp://dspace.org/items/57537474-8c6d-4d45-99cc-5510c93e59ccFernandesAntónioCiência IDhttps://www.ciencia-id.pt831E-7E0E-DFC1ORCIDhttp://orcid.org0000-0002-9971-4796Scopus Author IDhttps://www.scopus.com55815966700HostingInstitutionOrganizationalBiblioteca Digital do IPBe-mailmailto:dspace@ipb.ptdspace@ipb.ptISBNIsPartOf978-84-09-05948-52019-02-11T09:40:08Z20182018-01-01T00:00:00ZHandlehttp://hdl.handle.net/10198/18821http://purl.org/coar/access_right/c_16ecrestricted accessEconomic literacyUndergraduate studentsEconomic literacy testGeneral economics principles383870 bytesother research producthttp://purl.org/coar/resource_type/c_5794conference paper2018http://creativecommons.org/licenses/by/4.0/http://purl.org/coar/access_right/c_16ecapplication/pdffulltexthttps://bibliotecadigital.ipb.pt/bitstreams/7add02c9-c62b-4cd9-9ce5-9d1833eff949/downloadProceedings of ICERI2018 Conference29702977Sevilha
spellingShingle Economic literacy: a cross-sectional research in Portuguese undergraduate students.
Ribeiro, Maria Isabel
Economic literacy
Undergraduate students
Economic literacy test
General economics principles
subject.fl_str_mv Economic literacy
Undergraduate students
Economic literacy test
General economics principles
title Economic literacy: a cross-sectional research in Portuguese undergraduate students.
title_full Economic literacy: a cross-sectional research in Portuguese undergraduate students.
title_fullStr Economic literacy: a cross-sectional research in Portuguese undergraduate students.
title_full_unstemmed Economic literacy: a cross-sectional research in Portuguese undergraduate students.
title_short Economic literacy: a cross-sectional research in Portuguese undergraduate students.
title_sort Economic literacy: a cross-sectional research in Portuguese undergraduate students.
topic Economic literacy
Undergraduate students
Economic literacy test
General economics principles
topic_facet Economic literacy
Undergraduate students
Economic literacy test
General economics principles
url http://hdl.handle.net/10198/18821
visible 1