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Behavioural finance: An empirical study of the investment decision-making process

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Resumo:Behavioral research has developed a significant theoretical background for revealing behavioral biases, however these biases are still overlooked in the investment allocation process. The main objective of this work is to include psychological analysis in the investor risk profile. Investors typically take a questionnaire before starting to invest, but these questionnaires only survey preferences and risk profile disregarding attitudes towards risk. This can sabotage otherwise well-intentioned efforts to achieve stated financial goals. For that reason, this work applies a “behavioral questionnaire” to analyze behavioral bias in investors. More than maximizes expected return for a given level of risk, the investment strategy should suit the investors psychological preferences. The questionnaire has questions that analyze the investment objective and needs according to behavior. The results led to a sample of young investors with high education level. Only four cognitive biases, between eleven, were detected but all with close definition showing consistency in the responses.
Autores principais:Lima, Luísa
Assunto:Behavioral finance investors questionnaire decision-making process finanças comportamentais investidores questionário processo de tomada de decisões
Ano:2023
País:Portugal
Tipo de documento:dissertação de mestrado
Tipo de acesso:acesso aberto
Instituição associada:Universidade Nova de Lisboa
Idioma:inglês
Origem:Repositório Institucional da UNL
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author Lima, Luísa
author_facet Lima, Luísa
author_role author
contributor_name_str_mv Gonçalves, Rui Alexandre Henriques
RUN
country_str PT
creators_json_txt [{\"Person.name\":\"Lima, Luísa\"}]
datacite.contributors.contributor.contributorName.fl_str_mv Gonçalves, Rui Alexandre Henriques
RUN
datacite.creators.creator.creatorName.fl_str_mv Lima, Luísa
datacite.date.Accepted.fl_str_mv 2023-04-14T00:00:00Z
datacite.rights.fl_str_mv http://purl.org/coar/access_right/c_abf2
datacite.subjects.subject.fl_str_mv Behavioral finance
investors
questionnaire
decision-making process
finanças comportamentais
investidores
questionário
processo de tomada de decisões
datacite.titles.title.fl_str_mv Behavioural finance: An empirical study of the investment decision-making process
dc.contributor.none.fl_str_mv Gonçalves, Rui Alexandre Henriques
RUN
dc.creator.none.fl_str_mv Lima, Luísa
dc.date.Accepted.fl_str_mv 2023-04-14T00:00:00Z
dc.format.none.fl_str_mv application/pdf
dc.identifier.none.fl_str_mv http://hdl.handle.net/10362/152907
dc.language.none.fl_str_mv eng
dc.rights.cclincense.fl_str_mv http://creativecommons.org/licenses/by/4.0/
dc.rights.none.fl_str_mv http://purl.org/coar/access_right/c_abf2
dc.subject.none.fl_str_mv Behavioral finance
investors
questionnaire
decision-making process
finanças comportamentais
investidores
questionário
processo de tomada de decisões
dc.title.fl_str_mv Behavioural finance: An empirical study of the investment decision-making process
dc.type.none.fl_str_mv http://purl.org/coar/resource_type/c_bdcc
description Behavioral research has developed a significant theoretical background for revealing behavioral biases, however these biases are still overlooked in the investment allocation process. The main objective of this work is to include psychological analysis in the investor risk profile. Investors typically take a questionnaire before starting to invest, but these questionnaires only survey preferences and risk profile disregarding attitudes towards risk. This can sabotage otherwise well-intentioned efforts to achieve stated financial goals. For that reason, this work applies a “behavioral questionnaire” to analyze behavioral bias in investors. More than maximizes expected return for a given level of risk, the investment strategy should suit the investors psychological preferences. The questionnaire has questions that analyze the investment objective and needs according to behavior. The results led to a sample of young investors with high education level. Only four cognitive biases, between eleven, were detected but all with close definition showing consistency in the responses.
dirty 0
eu_rights_str_mv openAccess
format masterThesis
fulltext.url.fl_str_mv https://run.unl.pt/bitstreams/70314b67-e47e-4d0f-af2a-f68a32db5ed3/download
id run_b3f991bb64e32c1da4e5cf5d9bb16481
identifier.url.fl_str_mv http://hdl.handle.net/10362/152907
inst_facet_str urn:organizationAcronym:unl{{{_:::_}}}Universidade Nova de Lisboa
instacron_str unl
institution Universidade Nova de Lisboa
instname_str Universidade Nova de Lisboa
language eng
network_acronym_str run
network_name_str Repositório Institucional da UNL
oai_identifier_str oai:run.unl.pt:10362/152907
organization_str_mv urn:organizationAcronym:unl
person_str_mv Lima, Luísa
publishDate 2023
repo_facet_str urn:repositoryAcronym:run{{{_:::_}}}Repositório Institucional da UNL
reponame_str Repositório Institucional da UNL
repository_id_str urn:repositoryAcronym:run
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spelling engpt_PTBehavioral research has developed a significant theoretical background for revealing behavioral biases, however these biases are still overlooked in the investment allocation process. The main objective of this work is to include psychological analysis in the investor risk profile. Investors typically take a questionnaire before starting to invest, but these questionnaires only survey preferences and risk profile disregarding attitudes towards risk. This can sabotage otherwise well-intentioned efforts to achieve stated financial goals. For that reason, this work applies a “behavioral questionnaire” to analyze behavioral bias in investors. More than maximizes expected return for a given level of risk, the investment strategy should suit the investors psychological preferences. The questionnaire has questions that analyze the investment objective and needs according to behavior. The results led to a sample of young investors with high education level. Only four cognitive biases, between eleven, were detected but all with close definition showing consistency in the responses.application/pdfpt_PTBehavioural finance: An empirical study of the investment decision-making processLima, LuísaGonçalves, Rui Alexandre HenriquesHostingInstitutionOrganizationalRUNe-mailmailto:run@unl.ptrun@unl.ptURNurn:tid:2032751522023-04-142023-04-14T00:00:00ZHandlehttp://hdl.handle.net/10362/152907http://purl.org/coar/access_right/c_abf2open accessBehavioral financeinvestorsquestionnairedecision-making processfinanças comportamentaisinvestidoresquestionárioprocesso de tomada de decisões483970 bytesliteraturehttp://purl.org/coar/resource_type/c_bdccmaster thesis2023-04-14http://creativecommons.org/licenses/by/4.0/http://purl.org/coar/access_right/c_abf2application/pdffulltexthttps://run.unl.pt/bitstreams/70314b67-e47e-4d0f-af2a-f68a32db5ed3/download
spellingShingle Behavioural finance: An empirical study of the investment decision-making process
Lima, Luísa
Behavioral finance
investors
questionnaire
decision-making process
finanças comportamentais
investidores
questionário
processo de tomada de decisões
status SINGLETON
subject.fl_str_mv Behavioral finance
investors
questionnaire
decision-making process
finanças comportamentais
investidores
questionário
processo de tomada de decisões
title Behavioural finance: An empirical study of the investment decision-making process
title_full Behavioural finance: An empirical study of the investment decision-making process
title_fullStr Behavioural finance: An empirical study of the investment decision-making process
title_full_unstemmed Behavioural finance: An empirical study of the investment decision-making process
title_short Behavioural finance: An empirical study of the investment decision-making process
title_sort Behavioural finance: An empirical study of the investment decision-making process
topic Behavioral finance
investors
questionnaire
decision-making process
finanças comportamentais
investidores
questionário
processo de tomada de decisões
topic_facet Behavioral finance
investors
questionnaire
decision-making process
finanças comportamentais
investidores
questionário
processo de tomada de decisões
url http://hdl.handle.net/10362/152907
visible 1