Publicação
Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment
| Resumo: | This project investigates how a modern digital PPR solution can be designed to attract Portuguese savers into long-term retirement investing. Developed for BPI Gestão de Ativos, the study analyzes the best practices from digital investment platforms and combines these insights with customer experience research, customer segmentation and gamification studies to provide recommendations on platform design and key features. Our research concludes that the platform should be embedded in BPI’s main app, organized with goal-based investing, with clear simulations and simple onboarding, and complemented by an intuitive dashboard for daily use. |
|---|---|
| Autores principais: | Matos, Marta |
| Assunto: | Banking Fintech Household finance Robo-advisory |
| Ano: | 2026 |
| País: | Portugal |
| Tipo de documento: | dissertação de mestrado |
| Tipo de acesso: | acesso aberto |
| Instituição associada: | Universidade Nova de Lisboa |
| Idioma: | inglês |
| Origem: | Repositório Institucional da UNL |
| _version_ | 1868984279487217664 |
|---|---|
| author | Matos, Marta |
| author_facet | Matos, Marta |
| author_role | author |
| contributor_name_str_mv | Hirschey, Nicholas RUN |
| country_str | PT |
| creators_json_txt | [{\"Person.name\":\"Matos, Marta\"}] |
| datacite.contributors.contributor.contributorName.fl_str_mv | Hirschey, Nicholas RUN |
| datacite.creators.creator.creatorName.fl_str_mv | Matos, Marta |
| datacite.date.Accepted.fl_str_mv | 2026-01-27T00:00:00Z |
| datacite.date.available.fl_str_mv | 2026-05-19T08:45:27Z |
| datacite.date.embargoed.fl_str_mv | 2026-05-19T08:45:27Z |
| datacite.rights.fl_str_mv | http://purl.org/coar/access_right/c_abf2 |
| datacite.subjects.subject.fl_str_mv | Banking Fintech Household finance Robo-advisory |
| datacite.titles.title.fl_str_mv | Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment |
| dc.contributor.none.fl_str_mv | Hirschey, Nicholas RUN |
| dc.creator.none.fl_str_mv | Matos, Marta |
| dc.date.Accepted.fl_str_mv | 2026-01-27T00:00:00Z |
| dc.date.available.fl_str_mv | 2026-05-19T08:45:27Z |
| dc.date.embargoed.fl_str_mv | 2026-05-19T08:45:27Z |
| dc.format.none.fl_str_mv | application/pdf |
| dc.identifier.none.fl_str_mv | http://hdl.handle.net/10362/203199 |
| dc.language.none.fl_str_mv | eng |
| dc.rights.cclincense.fl_str_mv | http://creativecommons.org/licenses/by/4.0/ |
| dc.rights.none.fl_str_mv | http://purl.org/coar/access_right/c_abf2 |
| dc.subject.none.fl_str_mv | Banking Fintech Household finance Robo-advisory |
| dc.title.fl_str_mv | Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment |
| dc.type.none.fl_str_mv | http://purl.org/coar/resource_type/c_bdcc |
| description | This project investigates how a modern digital PPR solution can be designed to attract Portuguese savers into long-term retirement investing. Developed for BPI Gestão de Ativos, the study analyzes the best practices from digital investment platforms and combines these insights with customer experience research, customer segmentation and gamification studies to provide recommendations on platform design and key features. Our research concludes that the platform should be embedded in BPI’s main app, organized with goal-based investing, with clear simulations and simple onboarding, and complemented by an intuitive dashboard for daily use. |
| dirty | 0 |
| eu_rights_str_mv | openAccess |
| format | masterThesis |
| fulltext.url.fl_str_mv | https://run.unl.pt/bitstreams/0b7dabce-5ed0-425b-a7f9-eeae843c2bf2/download |
| id | run_bb11071c5a2d3f9affba2c7ec4d7c99e |
| identifier.url.fl_str_mv | http://hdl.handle.net/10362/203199 |
| inst_facet_str | urn:organizationAcronym:unl{{{_:::_}}}Universidade Nova de Lisboa |
| instacron_str | unl |
| institution | Universidade Nova de Lisboa |
| instname_str | Universidade Nova de Lisboa |
| language | eng |
| network_acronym_str | run |
| network_name_str | Repositório Institucional da UNL |
| oai_identifier_str | oai:run.unl.pt:10362/203199 |
| organization_str_mv | urn:organizationAcronym:unl |
| person_str_mv | Matos, Marta |
| publishDate | 2026 |
| repo_facet_str | urn:repositoryAcronym:run{{{_:::_}}}Repositório Institucional da UNL |
| reponame_str | Repositório Institucional da UNL |
| repository_id_str | urn:repositoryAcronym:run |
| service_str_mv | urn:repositoryAcronym:run |
| spelling | engengThis project investigates how a modern digital PPR solution can be designed to attract Portuguese savers into long-term retirement investing. Developed for BPI Gestão de Ativos, the study analyzes the best practices from digital investment platforms and combines these insights with customer experience research, customer segmentation and gamification studies to provide recommendations on platform design and key features. Our research concludes that the platform should be embedded in BPI’s main app, organized with goal-based investing, with clear simulations and simple onboarding, and complemented by an intuitive dashboard for daily use.application/pdfengRevolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessmentMatos, MartaHirschey, NicholasHostingInstitutionOrganizationalRUNe-mailmailto:run@unl.ptrun@unl.ptURNurn:tid:2042410062026-05-19T08:45:27Z2026-01-272025-12-162026-01-27T00:00:00ZHandlehttp://hdl.handle.net/10362/203199http://purl.org/coar/access_right/c_abf2open accessBankingFintechHousehold financeRobo-advisory4962332 bytesliteraturehttp://purl.org/coar/resource_type/c_bdccmaster thesis2026-01-27http://creativecommons.org/licenses/by/4.0/http://purl.org/coar/access_right/c_abf2application/pdffulltexthttps://run.unl.pt/bitstreams/0b7dabce-5ed0-425b-a7f9-eeae843c2bf2/download |
| spellingShingle | Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment Matos, Marta Banking Fintech Household finance Robo-advisory |
| status | SINGLETON |
| subject.fl_str_mv | Banking Fintech Household finance Robo-advisory |
| title | Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment |
| title_full | Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment |
| title_fullStr | Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment |
| title_full_unstemmed | Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment |
| title_short | Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment |
| title_sort | Revolutionizing PPR investment: evidence from the United Kingdom, digital banking transformation cases, customer expectations and competitive assessment |
| topic | Banking Fintech Household finance Robo-advisory |
| topic_facet | Banking Fintech Household finance Robo-advisory |
| url | http://hdl.handle.net/10362/203199 |
| visible | 1 |