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The three pillars of income after retirement : a comparative study

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Resumo:This is a study that provides a detailed outlook on pension systems of three countries: UK, France, and Switzerland. The rules and benefits available to retiring individuals in the private sector under the three pillars of retirement income are explained in detail. The aim is to get a sense of what benefits a member can be entitled to and whether this is adequate for maintaining an acceptable lifestyle. The focus throughout the work remains with the accrual of member benefits and not those of survivors or dependant. Example calculations and simulations were provided for Pillar I benefits of each country, these aid the understanding of how the state calculates its benefits, even though not primarily used as a mean of comparison but rather to see the mechanics of formulas and which provide a higher benefit given the same assumptions. To conclude some statistics are provided towards the end of the chapter about average pensions for different households as well as expenditure to be able to see how much of the income goes to expenses.
Autores principais:Lasovska, Jolanta
Assunto:Post-retirement Income Three Pillar System UK France Switzerland
Ano:2022
País:Portugal
Tipo de documento:dissertação de mestrado
Tipo de acesso:acesso aberto
Instituição associada:Universidade de Lisboa
Idioma:inglês
Origem:Repositório da Universidade de Lisboa

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