Publicação
Pension system in the United Kingdom and the shift from DB to DC scheme
| Resumo: | This paper examines the key issues relating to the UK pension system. It reviews the current system of pension provision, describes the recent reforms, and checks the legal regulatory and actuarial framework for occupational pension schemes. Also, it outlines the different types of risks and returns from membership of defined benefit and defined contribution pension schemes and advantages and disadvantages of transferring out from the defined benefits scheme to defined contribution one. The main point was to examine if the financial regulatory guidance that "an adviser should start from the assumption that a transfer will be unsuitable" is outdated and whether a transaction is right for the individual and should be assessed on a case by case basis from a neutral starting position. |
|---|---|
| Autores principais: | Guchshina, Yekaterina |
| Assunto: | Pension Funds Cash Equivalent Transfer Value Defined Benefit Defined Contribution |
| Ano: | 2018 |
| País: | Portugal |
| Tipo de documento: | dissertação de mestrado |
| Tipo de acesso: | acesso aberto |
| Instituição associada: | Universidade de Lisboa |
| Idioma: | inglês |
| Origem: | Repositório da Universidade de Lisboa |
| _version_ | 1866809106282577920 |
|---|---|
| author | Guchshina, Yekaterina |
| author_facet | Guchshina, Yekaterina |
| author_role | author |
| contributor_name_str_mv | Lima, Maria de Fátima Pires Repositório Científico de Acesso Aberto da ULisboa |
| country_str | PT |
| creators_json_txt | [{\"Person.name\":\"Guchshina, Yekaterina\"}] |
| datacite.contributors.contributor.contributorName.fl_str_mv | Lima, Maria de Fátima Pires Repositório Científico de Acesso Aberto da ULisboa |
| datacite.creators.creator.creatorName.fl_str_mv | Guchshina, Yekaterina |
| datacite.date.Accepted.fl_str_mv | 2018-10-01T00:00:00Z |
| datacite.date.available.fl_str_mv | 2020-04-18T00:30:11Z |
| datacite.date.embargoed.fl_str_mv | 2020-04-18T00:30:11Z |
| datacite.rights.fl_str_mv | http://purl.org/coar/access_right/c_abf2 |
| datacite.subjects.subject.fl_str_mv | Pension Funds Cash Equivalent Transfer Value Defined Benefit Defined Contribution |
| datacite.titles.title.fl_str_mv | Pension system in the United Kingdom and the shift from DB to DC scheme |
| dc.contributor.none.fl_str_mv | Lima, Maria de Fátima Pires Repositório Científico de Acesso Aberto da ULisboa |
| dc.creator.none.fl_str_mv | Guchshina, Yekaterina |
| dc.date.Accepted.fl_str_mv | 2018-10-01T00:00:00Z |
| dc.date.available.fl_str_mv | 2020-04-18T00:30:11Z |
| dc.date.embargoed.fl_str_mv | 2020-04-18T00:30:11Z |
| dc.format.none.fl_str_mv | application/pdf |
| dc.identifier.none.fl_str_mv | http://hdl.handle.net/10400.5/18466 |
| dc.language.none.fl_str_mv | eng |
| dc.publisher.none.fl_str_mv | Instituto Superior de Economia e Gestão |
| dc.rights.none.fl_str_mv | http://purl.org/coar/access_right/c_abf2 |
| dc.subject.none.fl_str_mv | Pension Funds Cash Equivalent Transfer Value Defined Benefit Defined Contribution |
| dc.title.fl_str_mv | Pension system in the United Kingdom and the shift from DB to DC scheme |
| dc.type.none.fl_str_mv | http://purl.org/coar/resource_type/c_bdcc |
| description | This paper examines the key issues relating to the UK pension system. It reviews the current system of pension provision, describes the recent reforms, and checks the legal regulatory and actuarial framework for occupational pension schemes. Also, it outlines the different types of risks and returns from membership of defined benefit and defined contribution pension schemes and advantages and disadvantages of transferring out from the defined benefits scheme to defined contribution one. The main point was to examine if the financial regulatory guidance that "an adviser should start from the assumption that a transfer will be unsuitable" is outdated and whether a transaction is right for the individual and should be assessed on a case by case basis from a neutral starting position. |
| dirty | 0 |
| eu_rights_str_mv | openAccess |
| format | masterThesis |
| fulltext.url.fl_str_mv | https://repositorio.ulisboa.pt/bitstreams/0290d871-3bb2-4473-92cb-9f06eb563ae8/download |
| id | ul_b64c8ca070de101d340f1d9d17d996ee |
| identifier.url.fl_str_mv | http://hdl.handle.net/10400.5/18466 |
| instacron_str | ul |
| institution | Universidade de Lisboa |
| instname_str | Universidade de Lisboa |
| language | eng |
| network_acronym_str | ul |
| network_name_str | Repositório da Universidade de Lisboa |
| oai_identifier_str | oai:repositorio.ulisboa.pt:10400.5/18466 |
| organization_str_mv | urn:organizationAcronym:ul |
| person_str_mv | Guchshina, Yekaterina |
| publishDate | 2018 |
| publisher.none.fl_str_mv | Instituto Superior de Economia e Gestão |
| reponame_str | Repositório da Universidade de Lisboa |
| repository_id_str | urn:repositoryAcronym:ul |
| service_str_mv | urn:repositoryAcronym:ul |
| spelling | engInstituto Superior de Economia e Gestãopt_PTThis paper examines the key issues relating to the UK pension system. It reviews the current system of pension provision, describes the recent reforms, and checks the legal regulatory and actuarial framework for occupational pension schemes. Also, it outlines the different types of risks and returns from membership of defined benefit and defined contribution pension schemes and advantages and disadvantages of transferring out from the defined benefits scheme to defined contribution one. The main point was to examine if the financial regulatory guidance that "an adviser should start from the assumption that a transfer will be unsuitable" is outdated and whether a transaction is right for the individual and should be assessed on a case by case basis from a neutral starting position.application/pdfpt_PTPension system in the United Kingdom and the shift from DB to DC schemeGuchshina, YekaterinaLima, Maria de Fátima PiresHostingInstitutionOrganizationalRepositório Científico de Acesso Aberto da ULisboae-mailmailto:repositorio@reitoria.ulisboa.ptrepositorio@reitoria.ulisboa.pt2020-04-18T00:30:11Z2018-102018-10-01T00:00:00ZHandlehttp://hdl.handle.net/10400.5/18466http://purl.org/coar/access_right/c_abf2open accessPension FundsCash Equivalent Transfer ValueDefined BenefitDefined Contribution551139 bytesliteraturehttp://purl.org/coar/resource_type/c_bdccmaster thesishttp://purl.org/coar/access_right/c_abf2application/pdffulltexthttps://repositorio.ulisboa.pt/bitstreams/0290d871-3bb2-4473-92cb-9f06eb563ae8/download |
| spellingShingle | Pension system in the United Kingdom and the shift from DB to DC scheme Guchshina, Yekaterina Pension Funds Cash Equivalent Transfer Value Defined Benefit Defined Contribution |
| status | SINGLETON |
| subject.fl_str_mv | Pension Funds Cash Equivalent Transfer Value Defined Benefit Defined Contribution |
| title | Pension system in the United Kingdom and the shift from DB to DC scheme |
| title_full | Pension system in the United Kingdom and the shift from DB to DC scheme |
| title_fullStr | Pension system in the United Kingdom and the shift from DB to DC scheme |
| title_full_unstemmed | Pension system in the United Kingdom and the shift from DB to DC scheme |
| title_short | Pension system in the United Kingdom and the shift from DB to DC scheme |
| title_sort | Pension system in the United Kingdom and the shift from DB to DC scheme |
| topic | Pension Funds Cash Equivalent Transfer Value Defined Benefit Defined Contribution |
| topic_facet | Pension Funds Cash Equivalent Transfer Value Defined Benefit Defined Contribution |
| url | http://hdl.handle.net/10400.5/18466 |
| visible | 1 |