Publicação
The impact of financial knowledge and digital financial services on millennials’ financial behaviour
| Resumo: | This dissertation investigated the impact of financial knowledge and the use of digital financial services on short-term and long-term financial behaviours of millennials in Portugal. Aiming to identify the explanatory factors of positive financial behaviours among millennials, primary data were collected through an online questionnaire. Financial knowledge was observed under two aspects: measured knowledge and perceived knowledge, and these were compared against one another. Two ordered logistic regressions were performed, and the presented results revealed that both financial knowledge and the use of digital financial services are related to higher odds of an individual being in a higher level of both short-term and long-term financial behaviour indices. |
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| Autores principais: | Tavares, Janine Carvalho |
| Assunto: | Financial literacy Financial knowledge Financial behaviour Digital financial services FinTech Millennials Literacia financeira Conhecimento financeiro Comportamento financeiro Serviços financeiros digitais |
| Ano: | 2022 |
| País: | Portugal |
| Tipo de documento: | dissertação de mestrado |
| Tipo de acesso: | acesso aberto |
| Instituição associada: | ISCTE |
| Idioma: | inglês |
| Origem: | Repositório ISCTE |
| Resumo: | This dissertation investigated the impact of financial knowledge and the use of digital financial services on short-term and long-term financial behaviours of millennials in Portugal. Aiming to identify the explanatory factors of positive financial behaviours among millennials, primary data were collected through an online questionnaire. Financial knowledge was observed under two aspects: measured knowledge and perceived knowledge, and these were compared against one another. Two ordered logistic regressions were performed, and the presented results revealed that both financial knowledge and the use of digital financial services are related to higher odds of an individual being in a higher level of both short-term and long-term financial behaviour indices. |
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