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Corporate governance and the emergence of the single Euro payments area (SEPA): a stakeholder theory approach

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Resumo:As a natural consequence of the creation of the euro, the European Commission, the Eurosystem and the Banking Industry in Europe decided to build one single payments area (SEPA - Single Euro Payments Area) in 1999 (publication of Eurosystem objectives). This study intends to add to the literature on Stakeholder Theory and its application to the European Banking Industry, deploying an analysis on the impact of the creation and progress of the Single Euro Payments Area (SEPA), before and during the recent global economic and financial crises. SEPA involves more than 508 million consumers, 25 million companies, as well as 9,000 banks, public corporations, clearing houses and software suppliers, yielding more than 73,000 million transactions per year (European Payments Council, 2013). SEPA currently consists of the 28 European Union (EU) Member States plus Iceland, Norway, Liechtenstein, Switzerland and Monaco. SEPA features the largest project ever carried out in the payments area and encompasses a wide range of active stakeholders in the governance process. That is why SEPA provides a fertile and momentous ground for analysis through the lens of stakeholder theory. This dissertation is rooted in the social sciences and uses a case study approach as its main method of analysis. Expert interviews and document analysis are used as data-gathering techniques. The first point is that the governance under the creation of the SEPA project can be best explained by the Stakeholder Theory, since SEPA governance is the direct result of the stakeholders call for more extensive involvement. Secondly, Stakeholder Theory is the only theory capable of explaining the driving forces hailing from the diversity of stakeholders involved in the project. Thirdly, the creation of various SEPA governance bodies is rooted in a community vision of a single payments area, and the embedded socio-political dimension is thus unavoidable. Unlike extant studies that do not go beyond the analysis of a corporation, the main contribution of this thesis is to analyse one on-going, major, supranational and topical project, through the lens of stakeholder theory, paving the way for a follow-up of forthcoming SEPA achievements and the development of the theoretical underpinnings.
Autores principais:Ferreira, Maria Manuela Martins dos Santos Domingos Nunes
Assunto:Bank Stakeholder theory Governance Banco Teoria dos Stakeholders
Ano:2013
País:Portugal
Tipo de documento:tese de doutoramento
Tipo de acesso:acesso aberto
Instituição associada:ISCTE
Idioma:inglês
Origem:Repositório ISCTE
Descrição
Resumo:As a natural consequence of the creation of the euro, the European Commission, the Eurosystem and the Banking Industry in Europe decided to build one single payments area (SEPA - Single Euro Payments Area) in 1999 (publication of Eurosystem objectives). This study intends to add to the literature on Stakeholder Theory and its application to the European Banking Industry, deploying an analysis on the impact of the creation and progress of the Single Euro Payments Area (SEPA), before and during the recent global economic and financial crises. SEPA involves more than 508 million consumers, 25 million companies, as well as 9,000 banks, public corporations, clearing houses and software suppliers, yielding more than 73,000 million transactions per year (European Payments Council, 2013). SEPA currently consists of the 28 European Union (EU) Member States plus Iceland, Norway, Liechtenstein, Switzerland and Monaco. SEPA features the largest project ever carried out in the payments area and encompasses a wide range of active stakeholders in the governance process. That is why SEPA provides a fertile and momentous ground for analysis through the lens of stakeholder theory. This dissertation is rooted in the social sciences and uses a case study approach as its main method of analysis. Expert interviews and document analysis are used as data-gathering techniques. The first point is that the governance under the creation of the SEPA project can be best explained by the Stakeholder Theory, since SEPA governance is the direct result of the stakeholders call for more extensive involvement. Secondly, Stakeholder Theory is the only theory capable of explaining the driving forces hailing from the diversity of stakeholders involved in the project. Thirdly, the creation of various SEPA governance bodies is rooted in a community vision of a single payments area, and the embedded socio-political dimension is thus unavoidable. Unlike extant studies that do not go beyond the analysis of a corporation, the main contribution of this thesis is to analyse one on-going, major, supranational and topical project, through the lens of stakeholder theory, paving the way for a follow-up of forthcoming SEPA achievements and the development of the theoretical underpinnings.