Publicação
Microinsurance as a life protection for vulnerables: a comparative study of the Malagasy and the Kenyan regimes
| Resumo: | The dissertation is a study designed as a comparative case study to examine the state of the microinsurance sector in two African countries that have both some similarities and also some major differences. The countries chosen for the study are Madagascar, a country whose microinsurance environment I have some first-hand experience with, and Kenya, whose microinsurance landscape is one of Africa’s best examples. The study focuses on microinsurance growth based on the regulatory environment of a country. The two countries offered an opportunity to highlight the contrast between a poorly developed and relatively unregulated microinsurance environment and one that has a relatively strong regulatory framework and showing signs of strong potential for growth and sustainability. The study examines the differences and similarities in characteristics of the microinsurance industry in the two countries and explored the reasons for the situation in each country. It also points to ways in which lessons learnt from each country could serve as useful benchmarks from which the development of the industry could draw lessons that could be valuable in propelling this fledgling component of Africa’s financial services sector, while also providing a much-needed safety net for some of Africa’s most vulnerable population groups. The benefits of insurance products can free them from the poverty trap. |
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| Autores principais: | Rindra Marina Razanaparany |
| Assunto: | Vulnerable Populations regulatory environment Microinsurance Madagascar Kenya Microsseguro Madagáscar Quénia Populações vulneráveis ambiente regulador |
| Ano: | 2024 |
| País: | Portugal |
| Tipo de documento: | dissertação de mestrado |
| Tipo de acesso: | acesso restrito |
| Instituição associada: | Universidade Nova de Lisboa |
| Idioma: | inglês |
| Origem: | Repositório Institucional da UNL |
| Resumo: | The dissertation is a study designed as a comparative case study to examine the state of the microinsurance sector in two African countries that have both some similarities and also some major differences. The countries chosen for the study are Madagascar, a country whose microinsurance environment I have some first-hand experience with, and Kenya, whose microinsurance landscape is one of Africa’s best examples. The study focuses on microinsurance growth based on the regulatory environment of a country. The two countries offered an opportunity to highlight the contrast between a poorly developed and relatively unregulated microinsurance environment and one that has a relatively strong regulatory framework and showing signs of strong potential for growth and sustainability. The study examines the differences and similarities in characteristics of the microinsurance industry in the two countries and explored the reasons for the situation in each country. It also points to ways in which lessons learnt from each country could serve as useful benchmarks from which the development of the industry could draw lessons that could be valuable in propelling this fledgling component of Africa’s financial services sector, while also providing a much-needed safety net for some of Africa’s most vulnerable population groups. The benefits of insurance products can free them from the poverty trap. |
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