Publicação
Strategic business models in the European banking industry: in-depth business model analysis of neobanks
| Resumo: | This report examines business models in the banking industry while putting an in-depth focus on the business model of Neobanks. To evaluate the increasing recognition of the business model of Neobanks, strategic advantages and vulnerabilities are identified, and the robustness of the business model is tested. The business model analysis of Neobanks evokes tech-affine targeted customers and a customer-centric value proposition. At the same time, main components of the organizational architecture are the technology, platform development and maintenance. The economics dimension is marked by a lean cost structure and a concentrated revenue model based on payments services. |
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| Autores principais: | Arian, Jasmin |
| Assunto: | Strategy Economics Business model Europe Banking industry Neobanks Business model canvas Customer Organizational architecture Value proposition Evolution Variation Optimization Challenger banks Business model dimensions |
| Ano: | 2022 |
| País: | Portugal |
| Tipo de documento: | dissertação de mestrado |
| Tipo de acesso: | acesso aberto |
| Instituição associada: | Universidade Nova de Lisboa |
| Idioma: | inglês |
| Origem: | Repositório Institucional da UNL |
| Resumo: | This report examines business models in the banking industry while putting an in-depth focus on the business model of Neobanks. To evaluate the increasing recognition of the business model of Neobanks, strategic advantages and vulnerabilities are identified, and the robustness of the business model is tested. The business model analysis of Neobanks evokes tech-affine targeted customers and a customer-centric value proposition. At the same time, main components of the organizational architecture are the technology, platform development and maintenance. The economics dimension is marked by a lean cost structure and a concentrated revenue model based on payments services. |
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