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How can fintech serve the unbanked in Sub-Saharan Africa?

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Bibliographic Details
Summary:Sub-SaharanAfrica(SSA)isthegloballeaderinmobile-moneyinnovation,adoptionandusage.However,itisalsooneoftheregionswiththelargestunbankedpopulation,sotherearestillmanypeopletoserve.Digitaltechnologiesmayreducethispopulationbypartneringwithincumbentfinancialservices,helpinginachievingtheWorldBank’sgoaloffullfinancialinclusionby2020,bycreatingnewdigitalproductsthattrulysolvethepoorestpopulations’problems.FintechmayleveragethewidespreadsmartphoneadoptiontoofferfinancialservicesinSub-SaharanAfrica.However,governmentsmustreducebarrierstoimprovefinancialinclusionthrougheconomicdigitalization.
Main Authors:Castro, Cláudia Sofia Pais
Subject:History Partnerships Unbanked Inclusion
Year:2020
Country:Portugal
Document type:master thesis
Access type:open access
Associated institution:Universidade Nova de Lisboa
Language:English
Origin:Repositório Institucional da UNL
Description
Summary:Sub-SaharanAfrica(SSA)isthegloballeaderinmobile-moneyinnovation,adoptionandusage.However,itisalsooneoftheregionswiththelargestunbankedpopulation,sotherearestillmanypeopletoserve.Digitaltechnologiesmayreducethispopulationbypartneringwithincumbentfinancialservices,helpinginachievingtheWorldBank’sgoaloffullfinancialinclusionby2020,bycreatingnewdigitalproductsthattrulysolvethepoorestpopulations’problems.FintechmayleveragethewidespreadsmartphoneadoptiontoofferfinancialservicesinSub-SaharanAfrica.However,governmentsmustreducebarrierstoimprovefinancialinclusionthrougheconomicdigitalization.