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How can fintech serve the unbanked in Sub-Saharan Africa?

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Detalhes bibliográficos
Resumo:Sub-SaharanAfrica(SSA)isthegloballeaderinmobile-moneyinnovation,adoptionandusage.However,itisalsooneoftheregionswiththelargestunbankedpopulation,sotherearestillmanypeopletoserve.Digitaltechnologiesmayreducethispopulationbypartneringwithincumbentfinancialservices,helpinginachievingtheWorldBank’sgoaloffullfinancialinclusionby2020,bycreatingnewdigitalproductsthattrulysolvethepoorestpopulations’problems.FintechmayleveragethewidespreadsmartphoneadoptiontoofferfinancialservicesinSub-SaharanAfrica.However,governmentsmustreducebarrierstoimprovefinancialinclusionthrougheconomicdigitalization.
Autores principais:Castro, Cláudia Sofia Pais
Assunto:History Partnerships Unbanked Inclusion
Ano:2020
País:Portugal
Tipo de documento:dissertação de mestrado
Tipo de acesso:acesso aberto
Instituição associada:Universidade Nova de Lisboa
Idioma:inglês
Origem:Repositório Institucional da UNL
Descrição
Resumo:Sub-SaharanAfrica(SSA)isthegloballeaderinmobile-moneyinnovation,adoptionandusage.However,itisalsooneoftheregionswiththelargestunbankedpopulation,sotherearestillmanypeopletoserve.Digitaltechnologiesmayreducethispopulationbypartneringwithincumbentfinancialservices,helpinginachievingtheWorldBank’sgoaloffullfinancialinclusionby2020,bycreatingnewdigitalproductsthattrulysolvethepoorestpopulations’problems.FintechmayleveragethewidespreadsmartphoneadoptiontoofferfinancialservicesinSub-SaharanAfrica.However,governmentsmustreducebarrierstoimprovefinancialinclusionthrougheconomicdigitalization.