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The rise and fall of Silicon Valley Bank: part Il: an angel has fallen

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Detalhes bibliográficos
Resumo:Inadequate corporate governance and asset-liability management amid the Fed’s aggressive interest rate hikes triggered the third-largest bank failure in U.S. history and rattled the in novation economy. With unprecedented deposit inflows and little loan demand, SVB exten sively invested in long-term bonds, which lost value as rates climbed. Simultaneously, a slowdown in VC activity reduced deposit inflows, while withdrawals by VC-backed com panies increased. Realized losses from forced bond sales and a failed capital raise destabi lized SVB further. The crisis peaked when venture capitalists advised withdrawing funds, triggering a digital bank run that led to a $42 billion outflow in just 48 hours.
Autores principais:Kotesovec, Raphael Nick
Assunto:Silicon valley bank (Svb) Entrepreneurship Venture capital Venture debt Banking Startups Entrepreneurial finance Bank failure Corporate governance Asset and liability management Liquidity gap Corporate finance Duration mismatch Maturity mismatch
Ano:2024
País:Portugal
Tipo de documento:dissertação de mestrado
Tipo de acesso:acesso aberto
Instituição associada:Universidade Nova de Lisboa
Idioma:inglês
Origem:Repositório Institucional da UNL
Descrição
Resumo:Inadequate corporate governance and asset-liability management amid the Fed’s aggressive interest rate hikes triggered the third-largest bank failure in U.S. history and rattled the in novation economy. With unprecedented deposit inflows and little loan demand, SVB exten sively invested in long-term bonds, which lost value as rates climbed. Simultaneously, a slowdown in VC activity reduced deposit inflows, while withdrawals by VC-backed com panies increased. Realized losses from forced bond sales and a failed capital raise destabi lized SVB further. The crisis peaked when venture capitalists advised withdrawing funds, triggering a digital bank run that led to a $42 billion outflow in just 48 hours.